Equipment Financing
Equipment Financing gives your small business the tools it needs to grow.
Machines cost money.
Technology costs money.
Medical equipment costs money.
Growth requires equipment.
But draining your cash slows expansion.
Equipment Financing solves that problem.
Fast funding.
Finance $10,000 to $5 million.
Terms from 12 months to 5 years.
This is how smart businesses scale without sacrificing working capital.
What Is Equipment Financing?
Equipment Financing is a way for businesses to obtain equipment through a loan or lease.
It can be used to purchase almost any tangible asset for a business.
Examples include:
• Medical equipment
• Office furniture
• Production equipment
• Heavy machinery
• Technology systems
• Construction equipment
• Commercial vehicles
• Restaurant equipment
With Equipment Financing, the equipment itself often serves as collateral.
That reduces lender risk.
Reduced risk improves approval chances.
Why Equipment Financing Makes Financial Sense
If you pay $200,000 cash for new equipment:
Your liquidity drops immediately.
If you use Equipment Financing:
You preserve cash.
You spread payments over time.
You match revenue production with repayment.
Cash flow is oxygen.
Equipment Financing protects that oxygen.
According to the U.S. Small Business Administration, access to capital is one of the primary growth barriers for small businesses.
https://www.sba.gov
Equipment Financing directly addresses that barrier.
Medical Equipment Financing
Medical equipment financing is one of the most common uses of Equipment Financing.
Healthcare providers depend on advanced technology.
Examples include:
• MRI machines
• CT scanners
• Ultrasound systems
• X-ray machines
• Dental chairs
• Surgical equipment
• Lab analyzers
• Diagnostic systems
Medical devices can cost hundreds of thousands of dollars.
Some exceed $1 million.
Medical equipment financing allows clinics to upgrade technology without draining operating capital.
According to the Centers for Medicare & Medicaid Services, U.S. healthcare spending exceeds $4 trillion annually.
https://www.cms.gov
Modern equipment improves patient care and increases billable procedures.
Medical equipment financing makes those upgrades possible.
Secure an Instant Pre-Approval for Equipment Financing
You should not wait weeks for answers.
Secure an instant pre-approval today.
Our simple application process gives clarity fast.
Simple Application
Our simple 15-second online application can get you matched with offers in minutes.
No complicated paperwork upfront.
Clear financing pathways.
Fast decisions.
580+ FICO Equipment Financing Options
Bad credit? No problem.
Most Equipment Financing programs require just a 580 FICO.
Credit requirements vary based on equipment.
We have financing options for all credit profiles.
Approval is based on:
Time in business
FICO score
Equipment type
Annual revenue
Industry
Geographical location
Compensating factors
Equipment Financing underwriting is flexible.
Larger Equipment Financing Amounts
Equipment Financing ranges from:
$10,000 to $5 million.
Stronger revenue supports larger approvals.
Multiple lenders mean multiple options.
That increases approval probability.
Fast Funding Equipment Financing
Our fintech speed can get you in and out of underwriting in just a few days.
Fast funding keeps projects moving.
If equipment breaks down, revenue stops.
If a competitor upgrades technology, you fall behind.
Speed protects operations.
What Do You Need to Qualify for Equipment Financing?
Qualification is flexible.
No Minimum Time in Business.
You can qualify regardless of the age of your business.
Companies under two years in business are capped at $50,000.
No Minimum Monthly Gross Sales.
You can qualify for Equipment Financing without revenue minimum thresholds.
580+ FICO minimum to apply.
Every Equipment Financing transaction is evaluated based on:
Time in business
Credit profile
Equipment type
Industry
Location
Annual revenue
Compensating strengths
This flexibility makes Equipment Financing one of the most accessible funding tools available.
Equipment Financing vs Equipment Leasing
Equipment Financing Loan:
You own the asset at payoff.
Fixed payment schedule.
Build equity.
Equipment Lease:
Lower upfront cost.
Potential upgrade flexibility.
Ownership may transfer at end depending on structure.
Both are forms of Equipment Financing.
The right structure depends on long-term strategy.
Industries That Use Equipment Financing
Construction companies finance:
Excavators
Bulldozers
Cranes
Manufacturers finance:
CNC machines
Production lines
Packaging systems
Restaurants finance:
Commercial kitchens
Refrigeration systems
POS equipment
Medical providers finance:
Diagnostic equipment
Surgical tools
Imaging systems
Equipment Financing applies across nearly every industry.
Multiple Equipment Financing Options
You are not locked into one offer.
Choose the offer that makes the most sense for your business.
Compare:
Term length
Monthly payment
Ownership structure
Interest rate
Multiple options create leverage.
ZERO SURPRISES Equipment Financing
Transparency matters.
Our offer calculator eliminates guesswork.
You will see:
Total repayment
Term length
Monthly payment
All costs disclosed upfront
No hidden fees.
No surprises.
Step-by-Step Equipment Financing Process
SECURE AN INSTANT PRE-APPROVAL
STEP 1. APPLY ONLINE
Our application process is straightforward and can be completed in seconds.
STEP 2. REVIEW OPTIONS
Your personal loan advisor will discuss financing options available for your business.
STEP 3. RECEIVE YOUR FUNDS
Complete final documentation and receive your funds.
Simple. Fast. Direct.
Why Equipment Financing Accelerates Growth
Better tools increase productivity.
Better technology increases efficiency.
Better equipment increases revenue capacity.
According to U.S. Census Bureau data, capital investment is directly linked to business expansion and output growth.
https://www.census.gov
Equipment Financing allows you to invest without draining liquidity.
That balance creates stability.
Equipment Financing Built for Small Businesses
Finance $10,000 to $5 million.
Terms from 12 months to 5 years.
Fast funding.
580+ FICO.
No minimum time in business.
No minimum monthly gross sales.
Multiple options.
Zero surprises.
Instant pre-approval available.
Equipment Financing gives you the tools to compete.
If equipment produces revenue, financing it is not an expense.
It is leverage.
Apply online.
Review options.
Receive funds.
Grow faster.
Kevin@75BizLoans.com 
