Invoice Factoring Application
You did the work. Your customer pays in 30, 60 or 90 days, and payroll will not wait.
I match your invoices with factoring options from capital partners who fund your industry and your customers.
A bank gives you an answer. As your loan broker, I give you options.
☂️ Banks hand out umbrellas when the sun is shining, not when you are weathering the storm.
- 200+ capital partners
- Not a loan: you sell your unpaid invoices
- Approval leans on your customers’ credit
- I review every file personally
- Your accounts receivable aging report (who owes you, how much and how long)
- A customer list with contacts and payment terms
- 3 to 5 recent invoices, with proof the work or delivery was done
- Contracts or purchase orders for your top customers
- Last 3 months of business bank statements
- Your current factoring agreement, if you factor today
- Entity documents for your LLC or corporation
Plus your Driver’s License and your credit reports with FICO scores.
See the full checklist for your business
Full document checklist (updates as you answer)
No need to attach anything here. You will upload your documents on a secure link right after you submit.
Why I ask for more than some capital partners need: I work for you, the business owner, not the factor. Some of my capital partners may or may not need every document on this list. I look at your complete picture so I can match you with the best-fit capital partners out of 200+, and you don’t have to apply over and over. Don’t have everything yet? Start your application anyway. You can send the rest later.
Invoice factoring is the sale of your unpaid invoices, not a loan. Subject to credit approval. Terms vary. This is not a commitment to lend.