Foreclosure Bailout Loans Nationwide … Stop the Foreclosure on Your Investment or Commercial Property
I’m Kevin Kermeen. I place commercial foreclosure bailout loans that pay off your delinquent mortgage and stop the foreclosure on investment property and commercial real estate. Approval is based on the equity in your property, not your credit score, and I can fund before the auction date … often in days.
What Is a Foreclosure Bailout Loan?
A foreclosure bailout loan is a short-term mortgage that pays off your delinquent loan and stops the foreclosure proceedings. A new lender funds a new mortgage that replaces the old one and protects the equity in your real estate. Here is what you need to know before you call me.
- βΈWhat it is: a short-term loan that pays off your delinquent mortgage and stops the foreclosure.
- βΈWho it helps: owners of investment property and commercial real estate, not primary residences.
- βΈBased on: property value and equity, not your credit score.
- βΈSpeed: I can fund before the auction date, often in days.
- βΈTerm: usually 1 to 3 years to sell, stabilize or refinance.
- βΈLoan size: $50,000 to $2,000,000, first lien only, on property worth $250,000 or more.
- βΈLenders: I have several lender partners that specialize in foreclosure bailout loans.
Commercial Foreclosure Bailout Loans, Explained Straight
Foreclosure bailout loans are a type of short-term mortgage that pays off your delinquent mortgage and stops the foreclosure proceedings. The new lender funds a new mortgage that replaces your old one and protects the equity in your real estate. Many owners turn to foreclosure bailout loans when traditional lenders will not help and the clock is already running.
Getting a foreclosure bailout loan is a simple review of your property and your payoff amount. These loans share a few core traits, and they are different from a normal refinance:
They are asset-based, so approval rests on property value and equity, not your credit. They bring your mortgage current or pay off the entire balance. They are short-term loans that buy you time to plan. And they come with a clear repayment plan over a short repayment period, with an exit such as a sale, a refinance into a permanent loan, or a reorganization of the asset. In some cases a bailout structure can also consolidate other debt and lower your total monthly payments.
I place commercial foreclosure bailout loans from $50,000 to $2,000,000 in first lien position on commercial and investment property worth $250,000 or more, in city and suburban markets across all 50 states. This is where I lend when others will not … credit challenges, bank turndowns and tight foreclosure deadlines are exactly the files I take.
This is business-purpose financing. I place foreclosure bailout loans on income property and commercial real estate … apartment buildings, retail, office, industrial, mixed-use and investor-held property. I do not finance owner-occupied primary residences, so if the property in default is the home you live in, this is not the right product and I will tell you so on the call. If the property is a smaller rental … a single-family rental or a 2 to 4 unit building … use my investment property foreclosure bailout page instead.
How Foreclosure Bailout Loans Work in Four Steps
No long waiting period. Once the lender agrees on terms, I move to close. Here is exactly how foreclosure bailout loans work from your first call to a stopped sale.
Review
I review your property value, your equity and the funds needed to pay off your mortgage company.
Structure
I structure a loan amount that covers your mortgage arrears or the full payoff on the property.
Close Fast
I close fast, before the sale date, to stop the foreclosure and replace the delinquent loan.
Your Window
The new loan gives you a window to sell, refinance into a permanent loan or reorganize.
When a Commercial Foreclosure Bailout Makes Sense
If your bank has started the foreclosure process on income or commercial property and you have real equity, foreclosure bailout loans can stop the clock. These are the situations I see most.
Commercial Property in Default
Your commercial real estate received a notice of default and the lender will not work with you. A bailout pays off the delinquent loan and stops the foreclosure.
See commercial real estate loans βRental or Apartment Heading to Auction
An investment property or apartment building is scheduled for a sale date. I fund the bailout before the auction and protect your equity.
See multi-family apartment loans βBalloon Payment Came Due
A balloon matured and the bank will not extend. Foreclosure bailout loans pay off the maturing note and give you 1 to 3 years to refinance or sell.
See owner-occupied bridge loans βLien or Judgment Pressure
A tax lien, judgment or second position is forcing the issue. An equity-based bailout clears the senior payoff and resets your timeline.
See bridge loans βNeed a Bridge to Permanent
You can qualify for permanent financing soon, but not before the sale date. The bailout bridges you until a commercial term loan or SBA takeout is ready.
See commercial term loans βStalled Project in Distress
A construction or development deal stalled and the lender called the loan. A bailout buys time to finish, lease up or sell the asset.
See construction loans βHow These Foreclosure Bailout Loans Are Structured
Straight facts, no fine-print games. Below is how the foreclosure bailout loans I place are built. Final terms depend on your equity, property type, payoff amount and exit plan.
| Feature | How It Works |
|---|---|
| Approval Basis | Property value and equity, not your credit score |
| Loan Amount | $50,000 to $2,000,000 |
| Minimum Property Value | $250,000 |
| Lien Position | First lien positions only |
| Markets | City and suburban markets, all 50 states |
| What It Pays Off | Your mortgage arrears, or the full delinquent loan balance |
| Property Types | Investment property and commercial real estate (not primary residences) |
| Timing | Funds before the sale or auction date, often in days |
| Loan Term | Usually 1 to 3 years, short-term by design |
| Exit / Payoff | Sell, refinance into a permanent loan, or reorganize the asset |
| Bonus | Some structures can consolidate other debt to lower total monthly payments |
Swipe to see all columns β
Commercial foreclosure bailout loans are short-term, business-purpose loans on investment and commercial property. Approval, loan amount, term and timing depend on your equity, property type, payoff amount, default status and exit plan. This is not a commitment to lend.
Where Commercial Foreclosure Bailout Loans Sit in the Lending World
Foreclosure bailout loans are private, asset-based real estate financing. These are the independent industry bodies that set the standards and ethics behind the private and commercial lending I use.
American Association of Private Lenders
AAPL is the oldest and largest national association for private real estate lenders … the bridge and asset-based capital that funds most foreclosure bailout loans.
View AAPL βMortgage Bankers Association
The MBA is the national authority on commercial and multifamily real estate finance, tracking the lender appetite and underwriting trends behind these loans.
View the MBA βCCIM Institute
The CCIM designation is the recognized standard for commercial investment real estate, covering the equity and valuation analysis that prices a foreclosure bailout.
View CCIM Institute βWho These Foreclosure Bailout Loans Are … and Are NOT … For
I qualify files honestly so neither of us wastes time you may not have. If you’re on the left, call me today. If you’re on the right, I’ll tell you straight.
β This IS for you ifβ¦
- βThe property in default is investment property or commercial real estate.
- βYou have real equity in the property the bailout can lend against.
- βThe property is worth $250,000 or more in a city or suburban market.
- βYou need to stop the foreclosure before the sale or auction date.
- βYou have an exit … a sale, a refinance into a permanent loan, or reorganization.
- βYour bank or current lender has stopped working with you.
π« This is NOT for you ifβ¦
- βThe property is your primary residence you live in … I do not finance owner-occupied homes.
- βThere is little or no equity for a bailout loan to lend against.
- βThe property is worth under $250,000, or sits in a rural market.
- βYou need a second-position loan … I place first lien positions only.
- βYou have no exit plan to repay the short-term loan.
- βYou’re looking for a free government grant or loan-modification service.
- βYou want a 30-year low-rate mortgage with no urgency.
Stop My Foreclosure … Tell Me About the Property
Sixty-second foreclosure bailout loan request. I personally review every submission … no call center, no junior rep.
Got it. I’m on it.
Your foreclosure bailout loan request landed in my inbox. When a sale date is involved, time matters, so I review these fast and most responses go out within one business hour.
Watch for a call from me, Kevin Kermeen … I call directly, I don’t text.
Where Foreclosure Bailout Loans Lead Next
A bailout buys you time. These are the programs I move clients into once the foreclosure is stopped and the property is stabilized.
A Loan Advisor Who Tells You the Truth When the Clock Is Running
I’m Kevin Kermeen, the nationwide commercial loan advisor behind 75BizLoans.com, and a real business owner, not a banker. When a property is in default, the worst thing a broker can do is waste your time or sell you false hope. I review every file personally, tell you straight whether foreclosure bailout loans can actually save your deal, and move fast when there is a sale date on the calendar. For independent context on small business credit conditions, see the Federal Reserve Small Business Credit Survey.
Straight Answers Before You Apply
What is a foreclosure bailout loan?
Who qualifies, and what property types do you cover?
Is approval based on my credit score?
How fast can you fund a foreclosure bailout?
What does it cost to work with you?
What is the term, and how do I pay it off?
What states do you serve?
Stop the Foreclosure Instead.
Banks hand out umbrellas when the sun is shining, not when you are weathering the storm. I place commercial foreclosure bailout loans that pay off the delinquent mortgage and stop the sale … a 60-second request, fast reviews, all 50 states.
Foreclosure bailout loans are short-term, business-purpose loans on investment property and commercial real estate only. Loan amounts run $50,000 to $2,000,000 in first lien position on property valued at $250,000 or more in city and suburban markets. I do not finance owner-occupied primary residences, and this is not a loan-modification, foreclosure-counseling or government-assistance service. I charge no upfront fees; I’m paid by the lender at closing.* Some partner lenders may require a commitment fee or deposit when you accept a term sheet … that is the lender’s charge, disclosed before commitment, separate from my compensation. Approval, loan amount, term and timing depend on your equity, property type, payoff amount, default status and exit plan. This is not a commitment to lend.