Warehouse Industrial Loans Nationwide, $150K to $100M
π Industrial and Logistics CapitalI’m Kevin Kermeen, a nationwide commercial loan broker and a real business owner, not a banker. I arrange warehouse industrial loans on distribution centers, manufacturing plants, flex buildings, last-mile logistics and cold storage. Industrial is the most lender-favored asset class in commercial real estate, and I know how to get your deal funded fast.
$1.8M Distribution Warehouse, Closed in 19 Days When Two Banks Passed
An owner-user in Texas was buying a $1.8M distribution warehouse for his growing logistics company. Two banks passed because his tax returns did not fit their box, even though the business was cash-flowing and the building was a perfect fit.
He called me. I placed the deal with a lender in my network that underwrites on the property and the business, not just the returns, and closed it at 80% LTV in 19 days. He owns his building and stopped paying a landlord.
That is the difference between one rigid bank box and a 75-lender network. Don’t Beg the Bank! Get funded instead.
Warehouse Industrial Loans Are the Easiest CRE to Fund Today
Industrial is the most lender-favored property type in commercial real estate, and that works in your favor. E-commerce, logistics and reshoring have driven warehouse demand to record highs, vacancy to record lows, and lender appetite right along with it. That is why warehouse industrial loans get some of the tightest pricing and fastest closings of any asset class. Whether you are an owner-user buying your own building or an investor holding leased space, I match your deal to the lender most likely to fund it fast.
Warehouse Industrial Loans for Every Deal Type
From a single owner-user warehouse to a multi-tenant logistics portfolio, I have the capital and the lenders to close it. Here is how I structure warehouse industrial loans across the most common scenarios.
Owner-User Warehouse Industrial Loans
Buy the warehouse your business operates from and stop paying a landlord. Owner-occupied warehouse industrial loans up to 80% LTV on the right deal.
Investor Purchase and Hold
Acquire leased distribution or industrial space as an income property. Long-term financing sized to the rent roll and tenant credit.
Refinance and Cash-Out
Refinance a maturing loan or pull equity from a stabilized warehouse to fund expansion, equipment or your next acquisition.
Value-Add Bridge
Short-term capital to acquire an under-leased or dated warehouse, fund tenant improvements, stabilize the rent roll, then refinance long-term.
Hard Money and Fast Close
Asset-based warehouse industrial loans when speed matters more than paperwork, or when the deal needs to close before a competitor takes it.
Mezzanine on Large Deals
On larger industrial deals, mezzanine capital layers behind senior debt to push total leverage higher when the senior loan alone falls short.
Warehouse and industrial is one of many property types I finance. Explore the rest of my commercial real estate loans … multi-family apartment loans, commercial term loans, construction and development, flex buildings, office buildings and owner-occupied bridge. Need equipment for the building? See my equipment financing, or use an SBA 504 or 7a loan for an owner-occupied building. Need working capital too? See my small business loans.
Tell Me About Your Warehouse DealWarehouse Industrial Loan Guidelines Most Brokers Never Show You
Transparency builds trust. Below is a practical summary of the warehouse industrial loans I actually place. I am not a bank and I do not push one-size paper … I work a private network across short-term, bridge, hard-money, mezzanine and long-term capital. Final terms depend on the property, tenant credit, lease term, sponsor strength and lender underwriting.
| Program | Typical LTV | Typical Term | Best For |
|---|---|---|---|
| Long-Term | Up to 80% | 5 to 30 years | Stabilized, leased warehouse and industrial |
| Owner-User | Up to 80% | 5 to 25 years | You occupy the building for your business |
| Short-Term / Bridge | Up to 75% | 12 to 36 mo, I/O | Lease-up, value-add, fast acquisition |
| Hard Money | Up to 70% | 6 to 24 mo, I/O | Speed and asset-based deals over credit |
| Mezzanine (large deals) | 80 to 85% combined | Behind senior debt | Boosting total leverage on $5M+ |
Swipe to see all columns β
Leverage, term and pricing depend on property condition, tenant credit, lease term, clear height, location, sponsor strength and lender underwriting. Single-tenant and value-add deals are sized more conservatively than stabilized multi-tenant property. Every deal is structured individually across my private lender network. This is not a commitment to lend.
Term Sheet in 3 to 5 Days. Funding in 21 to 30.
Industrial deals move fast because lenders want the asset class. Here is how I move your file while the competition waits on a bank.
Send the Deal
Property type, square footage, price, rent roll or your business use, and timeline. Two minutes is enough to start.
Term Sheet 3 to 5 Days
I match your warehouse industrial loans file to the bridge, hard-money or long-term lender that wants it.
Underwrite and Appraise
I package the file and drive third-party reports so clear height, docks and tenant credit get presented right.
Fund in 21 to 30 Days
You close and own your building while a slower buyer is still begging the bank.
Who These Warehouse Industrial Loans Are, and Are NOT, For
I qualify deals honestly so neither of us wastes time. If you’re on the left, call me today. If you’re on the right, I’ll tell you straight and point you elsewhere.
β This IS for you ifβ¦
- βYou’re buying, refinancing or repositioning a warehouse, distribution, manufacturing or flex building.
- βThe deal is $150K or larger and the property is worth $150K or more.
- βYou’re an owner-user occupying the building or an investor holding leased space.
- βYou have a real plan … occupy, lease up, stabilize or hold.
- βYour bank stalled, declined or walked and your timeline is tight.
π« This is NOT for you ifβ¦
- βYou’re financing a home or a property you’ll live in … that’s a residential loan.
- βYou want 100% financing with no down payment and no equity.
- βYou have no business use and no tenant for the space.
- βYou’re “just checking rates” with no property identified.
- βYou need under $150K … a smaller program fits better.
Tell Me About Your Warehouse Deal
Sixty-second warehouse industrial loans application. I personally review every submission, no call center, no junior rep.
Got it. I’m on it.
Your warehouse industrial loans request landed in my inbox. I personally review every submission and most responses go out within one business hour.
Watch for a call from me, Kevin Kermeen, I call directly, I don’t text.
Recent Warehouse Industrial Loans From My Desk
A snapshot of the industrial deals I close. Every deal is different, yours starts with a conversation.
$1.8M Β· Distribution Warehouse, TX
Owner-user acquisition closed at 80% LTV in 19 days after two banks passed on the borrower’s tax returns.
$6.4M Β· Multi-Tenant Industrial, AZ
Investor refinance of a leased logistics building into long-term debt, freeing capital for the next deal.
$3.2M Β· Value-Add Warehouse, FL
Bridge loan to fund tenant improvements and stabilize the rent roll, with a long-term refinance pre-mapped.
How I Structure Warehouse Industrial Loans That Actually Close
Most brokers quote you a rate and disappear. I structure warehouse industrial loans around your deal, then match the file to the lender in my network most likely to fund it fast. Whether you are buying a single owner-user building or refinancing a multi-tenant logistics portfolio, the structure matters more than the rate sheet.
Industrial underwriting is its own world, and knowing it is half the battle. Lenders look hard at clear height, dock doors, truck court depth, power capacity and column spacing, because those features drive what tenants will pay and how fast the building re-leases. On single-tenant deals they weigh tenant credit, lease term and renewal history. I package your file so those strengths get presented right, which is how warehouse industrial loans get the tightest pricing in commercial real estate.
Here is the honest difference. A bank runs your industrial deal through one rigid box and takes 60 to 90 days to tell you no. I work a private network across short-term, bridge, hard-money, mezzanine and long-term capital, so your warehouse industrial loans get shopped to the lenders who actually want industrial paper. That is how a term sheet lands in 3 to 5 days instead of weeks.
On a value-add play, I will structure a bridge loan to acquire and fund tenant improvements, then position the long-term refinance before the bridge even closes. On a stabilized hold, I will place long-term warehouse industrial loans with terms up to 30 years that lock your rate and your cash flow. And on the largest deals, mezzanine capital can layer behind senior debt to push leverage higher. Every deal is structured to your property and your plan, not forced into a one-size box. Don’t Beg the Bank! Get funded instead.
Straight Answers Before You Apply
How much can I borrow with warehouse industrial loans?
How fast can an industrial loan fund?
How much leverage can I get on a warehouse deal?
Do you finance owner-occupied warehouses?
What property types do you cover?
What does it cost to work with you?
An Industrial Loan Advisor Who Knows How Lenders Underwrite Warehouses
I’m Kevin Kermeen, the nationwide commercial loan broker behind 75BizLoans.com, and a real business owner, not a banker. I get capital into the hands of industrial owners and investors, and I review every warehouse industrial loans file personally. I’m not a bank and I don’t push one-size paper … I shop your deal across a private network of bridge, hard-money, mezzanine and long-term lenders to find the structure that actually closes. For independent market context on industrial demand and construction, see the U.S. Census Bureau construction spending data and the Bureau of Labor Statistics warehousing and storage industry data.
Get Funded Instead.
Banks hand out umbrellas when the sun is shining, not when you’re weathering the storm. I fund warehouse industrial loans when you actually need it … $150K to $100M, term sheet in 3 to 5 days, funding in 21 to 30, same-day callback from a broker who has owned real estate himself.
Loan amounts, LTV, terms and timelines shown are typical ranges, not guarantees. *No upfront fees refers to fees payable to 75BizLoans.com; I am compensated by the lender at closing. Some partner lenders may require a commitment fee or deposit upon your acceptance of their term sheet; any such fee is the lender’s, is disclosed to you before you commit, and is separate from any compensation to me. Warehouse industrial loans are structured individually across a private lender network of short-term, bridge, hard-money, mezzanine and long-term capital; final leverage, rate and term depend on the property, tenant credit, lease term, clear height, location, sponsor strength and lender underwriting. This is not a commitment to lend.