Investment Property Foreclosure Bailout Loans Nationwide … Stop the Foreclosure on Your Rental or Investment Property
I’m Kevin Kermeen. An investment property foreclosure bailout pays off your delinquent mortgage and stops the foreclosure on your rental or investment property. Approval is based on the equity in the property, not your credit score, and I can fund before the auction date. For larger commercial real estate, see my commercial foreclosure bailout loans page.
What Is an Investment Property Foreclosure Bailout?
An investment property foreclosure bailout is a short-term mortgage that pays off your delinquent loan and stops the foreclosure on a rental or investment property. A new lender funds a new mortgage that replaces the old one and protects your equity. Here is what you need to know before you call me.
- βΈWhat it is: a short-term loan that pays off your delinquent mortgage and stops the foreclosure.
- βΈWho it helps: owners of rental and investment property, not primary residences.
- βΈBased on: property value and equity, not your credit score.
- βΈQualifying: no credit score minimum, and in most cases no appraisal required.
- βΈSpeed: I can fund before the auction date, often in days.
- βΈLoan size: $50,000 to $2,000,000, first lien only, on property worth $250,000 or more.
- βΈTerm: usually 1 to 3 years to sell, stabilize or refinance.
Investment Property Foreclosure Bailout Loans, Explained Straight
An investment property foreclosure bailout is a type of short-term mortgage that pays off your delinquent mortgage and stops the foreclosure proceedings. The new lender funds a new mortgage that replaces your old one and protects the equity in your rental property. Many landlords and investors turn to an investment property foreclosure bailout when traditional lenders will not help and the clock is already running.
A rental property foreclosure bailout is asset-based, so approval rests on property value and equity, not your credit. They bring your mortgage current or pay off the entire balance, they are short-term by design, and they come with a clear exit such as a sale, a refinance into a permanent rental loan, or a reorganization of the asset. In some cases the structure can also consolidate other debt and lower your total monthly payments.
I place investment property foreclosure bailout loans from $50,000 to $2,000,000 in first lien position on rental and investment property worth $250,000 or more, in city and suburban markets across all 50 states. There is no credit score minimum on an investment property foreclosure bailout, and in most cases no appraisal is required, because the loan is underwritten on your equity. When the property has room, I can also structure a cash-out to put working capital back in your pocket as part of the payoff. This is where I lend when others will not … credit challenges, bank turndowns and tight foreclosure deadlines are exactly the files I take.
This page is for non-owner-occupied rental and investment property … single-family rentals, 2 to 4 unit buildings, small multifamily and investor-held homes. A rental property foreclosure bailout is built for exactly these owners. I do not finance owner-occupied primary residences. If the property in default is larger commercial real estate such as office, retail, industrial or a big apartment complex, use my commercial foreclosure bailout loans page instead.
How an Investment Property Foreclosure Bailout Works in Four Steps
No long waiting period. Once the lender agrees on terms, I move to close. Here is exactly how an investment property foreclosure bailout works from your first call to a stopped sale.
Review
I review your property value, your equity and the funds needed to pay off your mortgage company.
Structure
I structure a loan amount that covers your mortgage arrears or the full payoff on the rental.
Close Fast
I close fast, before the sale date, to stop the foreclosure and replace the delinquent loan.
Your Window
The new loan gives you a window to sell, refinance into a permanent rental loan or reorganize.
When a Rental Property Foreclosure Bailout Makes Sense
If your lender has started the foreclosure process on a rental or investment property and you have real equity, a rental property foreclosure bailout can stop the clock. These are the investor situations I see most.
Rental Property Foreclosure Bailout in Default
A notice of default hit your single-family or 2 to 4 unit rental and the lender will not work with you. A rental property foreclosure bailout pays off the delinquent loan and stops the sale.
See buy and hold loans βDSCR Loan Behind
Your DSCR or rental loan fell behind when a tenant left or rents dipped. An equity-based bailout buys time to re-tenant and refinance.
See DSCR loans βFlip That Did Not Sell
A fix and flip ran past its loan term and the lender called it. The bailout stops the auction and gives you time to sell or refinance the finished property.
See fix and flip loans βBRRRR Refinance Gap
The rehab is done but the cash-out refinance is not ready before the hard money matures. An investment property foreclosure bailout bridges the gap.
See BRRRR loans βBalloon Came Due
A balloon matured on a rental and the bank will not extend. The bailout pays off the maturing note and gives you 1 to 3 years to refinance or sell.
See bridge loans βLandlord Behind on a Portfolio
One property in your portfolio is dragging the rest toward default. An equity-based bailout clears the senior payoff and resets your timeline.
See investment property loans βHow These Investment Property Foreclosure Bailout Loans Are Structured
Straight facts, no fine-print games. Below is how the investment property foreclosure bailout loans I place are built. Final terms depend on your equity, property type, payoff amount and exit plan.
| Feature | How It Works |
|---|---|
| Approval Basis | Property value and equity, not your credit score |
| Credit Score | No minimum … approval is asset-based |
| Appraisal | Often not required, depending on the lender and file |
| Loan Amount | $50,000 to $2,000,000 |
| Minimum Property Value | $250,000 |
| Lien Position | First lien positions only |
| Property Types | Rental and investment property (not primary residences) |
| Markets | City and suburban markets, all 50 states |
| Timing | Funds before the sale or auction date, often in days |
| Loan Term | Usually 1 to 3 years, short-term by design |
| Exit / Payoff | Sell, refinance into a permanent rental loan, cash-out, or reorganize |
Swipe to see all columns β
A rental property foreclosure bailout is short-term, business-purpose financing on rental and investment property. Loan amounts run $50,000 to $2,000,000 in first lien position on property valued at $250,000 or more in city and suburban markets. Approval, loan amount, term and timing depend on your equity, property type, payoff amount, default status and exit plan. This is not a commitment to lend.
Where Investment Property Foreclosure Bailout Loans Sit in the Lending World
An investment property foreclosure bailout is private, asset-based real estate financing. These are the independent industry bodies that set the standards and ethics behind the private and investment lending I use.
American Association of Private Lenders
AAPL is the oldest and largest national association for private real estate lenders … the asset-based capital that funds most of these bailouts.
View AAPL βMortgage Bankers Association
The MBA is a national authority on real estate finance, tracking the lender appetite and underwriting trends behind rental and investment property loans.
View the MBA βCCIM Institute
The CCIM designation is a recognized standard for commercial and investment real estate, covering the equity and valuation analysis that prices a bailout.
View CCIM Institute βWho Investment Property Foreclosure Bailout Loans Are … and Are NOT … For
I qualify files honestly so neither of us wastes time you may not have. If you’re on the left, call me today. If you’re on the right, I’ll tell you straight.
β This IS for you ifβ¦
- βThe property in default is a rental or investment property, not your home.
- βYou have real equity the bailout can lend against.
- βThe property is worth $250,000 or more in a city or suburban market.
- βYou need to stop the foreclosure before the sale or auction date.
- βYou have an exit … a sale, a refinance into a permanent rental loan, or reorganization.
π« This is NOT for you ifβ¦
- βThe property is your primary residence you live in … I do not finance owner-occupied homes.
- βThere is little or no equity for a bailout loan to lend against.
- βThe property is worth under $250,000, or sits in a rural market.
- βYou need a second-position loan … I place first lien positions only.
- βYou’re looking for a free government grant or loan-modification service.
Stop My Foreclosure … Tell Me About the Property
Sixty-second investment property foreclosure bailout request. I personally review every submission … no call center, no junior rep.
Got it. I’m on it.
Your investment property foreclosure bailout request landed in my inbox. When a sale date is involved, time matters, so I review these fast and most responses go out within one business hour.
Watch for a call from me, Kevin Kermeen … I call directly, I don’t text.
Where an Investment Property Foreclosure Bailout Leads Next
A bailout buys you time. These are the programs I move investors into once the foreclosure is stopped and the property is stabilized.
A Loan Advisor Who Tells You the Truth When the Clock Is Running
I’m Kevin Kermeen, the nationwide commercial loan advisor behind 75BizLoans.com, and a real business owner, not a banker. When a rental is in default, the worst thing a broker can do is waste your time or sell you false hope. I review every file personally, tell you straight whether an investment property foreclosure bailout can actually save your deal, and move fast when there is a sale date on the calendar. For independent context on small business credit conditions, see the Federal Reserve Small Business Credit Survey.
Straight Answers Before You Apply
What is an investment property foreclosure bailout?
What property types qualify?
Is approval based on my credit score?
How fast can you fund a bailout?
What does it cost to work with you?
What is the term, and how do I pay it off?
What states do you serve?
Stop the Foreclosure Instead.
Banks hand out umbrellas when the sun is shining, not when you are weathering the storm. I place investment property foreclosure bailout loans that pay off the delinquent mortgage and stop the sale … a 60-second request, fast reviews, all 50 states.
Investment property foreclosure bailout loans are short-term, business-purpose loans on rental and investment property only. Loan amounts run $50,000 to $2,000,000 in first lien position on property valued at $250,000 or more in city and suburban markets. I do not finance owner-occupied primary residences, and this is not a loan-modification, foreclosure-counseling or government-assistance service. I charge no upfront fees; I’m paid by the lender at closing.* Some partner lenders may require a commitment fee or deposit when you accept a term sheet … that is the lender’s charge, disclosed before commitment, separate from my compensation. Approval, loan amount, term and timing depend on your equity, property type, payoff amount, default status and exit plan. This is not a commitment to lend.