75BizLoans.com logoKevin Kermeen, commercial loan broker

Investment Property Loan Application

Fix and Flip, DSCR, Foreclosure Bailout, Buy and Hold, BRRRR and Duplex, Triplex and Fourplex loans, nationwide.
DON’T beg the bank!
Call Kevin (480) 915-8690 to discuss your situation7 days a week (Arizona Time)

A bank gives you an answer. As your loan broker, I give you options.

☂️ Banks hand out umbrellas when the sun is shining, not when you are weathering the storm.

  • 200+ capital partners reviewing investor deals
  • Term sheets in 3 to 5 days
  • Loans from $150,000
  • Some loans are approved and funded in 24 to 72 hours on select programs
  • Investment property loans like these can close in days, not months
About 5 minutes, and estimates are fine. I review every file personally. Approval is not guaranteed, and rates and terms depend on the property, the deal and your file.
Gather these first (it makes the rest easy)
  • Purchase contract (if you are buying)
  • Rehab budget and scope of work (fix and flip and BRRRR)
  • Rent roll and signed leases (rentals)
  • Most recent mortgage statement (if you are refinancing)
  • Entity documents for your LLC (articles, operating agreement, EIN letter)
  • Last 2 months of bank statements
  • Your track record: Schedule of Real Estate Owned (REO schedule) and past flips
  • Foreclosure bailout: the notice of default or notice of sale

Plus your Driver’s License, your credit reports with FICO scores, a personal financial statement, current photos of the property, Last Year’s Personal Tax Return and The Year Before Last Year’s Personal Tax Return.

See the full checklist for your program

Full document checklist (updates as you answer)

No need to attach anything here. You will upload your documents on a secure link right after you submit.

Why I ask for more than some capital partners need: I work for you, the borrower, not the lender. Some of my capital partners may or may not need every document on this list. I analyze your complete financial position so I can match you with the best-fit capital partners out of 200+, and you don’t have to apply over and over. Don’t have everything yet? Start your application anyway. You can send the rest later.

Step 1 of 7

Your loan request

Which investment property loan program do you want?
Programs start at $150,000.

The property

Portfolio? Enter the main property here and list the rest in step 3.
Will you or a family member live in the property?
These programs are for investment property only (no primary residence). If you or your family will live there, call Kevin (480) 915-8690 to discuss your situation. You can still finish this application.

Deal details

Do you want cash out?

Borrower and experience

Type "Not formed yet" if you will form one before closing.
Bank, brokerage and retirement accounts. Estimates are fine.
Masked as you type. Sent securely with your application only, never saved in this browser.
Are you current on all your other mortgages and loans?
In the last 7 years: any bankruptcy, foreclosure, short sale, judgment, lawsuit or loan default?

Driver’s License and FICO scores

Every file I send to capital partners includes these two items. You will upload them on the secure link right after you submit, so have them ready.

REQUIRED

Copy of your Driver’s License (front and back) for each borrower and guarantor.

REQUIRED

Your 3 credit reports with FICO scores, pulled within the last 30 days. Downloading your own reports does not affect your score. Get them one of these two ways:

RECOMMENDED

Experian 3-bureau credit report with FICO scores. One place for all three reports and scores. Experian’s free trial works, but you must cancel before the trial ends to avoid charges.

Experian 3-bureau report and FICO scores
FREE OPTION

Get each report and score separately by creating a free account at each bureau:

Fraud tip: a few weeks after funding, go back into all three bureaus and freeze your credit for fraud prevention: TransUnion freeze, Experian freeze, Equifax freeze.

Review and submit

Documents I’ll need

Thank you! Your application is in.

I will review your file personally. Approval is not guaranteed. Upload your Driver’s License, your credit reports with FICO scores and the documents below now. Don’t have everything? Send what you have and the rest later.

Documents I’ll need
Call Kevin (480) 915-8690 to discuss your situation7 days a week (Arizona Time)

Subject to credit approval. Terms vary. This is not a commitment to lend.

Up to $100 million • DON’T Beg the Bank

APPLY NOW CALL KEVIN NOW