Bridge Loans Nationwide for Commercial, Investment and 1-4 Unit Property
π Fast Short-Term Property CapitalI’m Kevin Kermeen, a nationwide commercial loan broker, not a bank. Bridge loans are short-term real estate financing that gets you to closing now and buys you time to sell, stabilize or refinance later. Commercial, investment, and 1 to 4 unit residential investment property. When the deal can’t wait for a bank, I match you to bridge loans that move.
Bridge Loans Get You to Closing Now and Buy You Time to Exit
Bridge loans are short-term real estate financing that bridge the gap between where you are now and your permanent plan. You close fast, usually with interest-only payments, then exit by selling the property, refinancing into permanent financing, or moving into an SBA loan. It’s built for speed and timing, exactly where banks fall short.
Waiting on the Bank
The seller wants to close, the opportunity is now, and your bank wants months of process. The deal dies while you wait, or you lose it to a faster buyer.
With a Bridge Loan
You close on the timeline the deal demands, hold with interest-only payments, then exit cleanly by selling, refinancing or moving into permanent financing.
A Buyer Closed Before They Sold, Then Refinanced on Their Own Terms
A business owner found the right property but hadn’t yet sold their existing one. A conventional lender wanted both deals lined up perfectly, which would have meant losing the new property to a faster buyer.
They called me. I matched them to a bridge loan that closed fast and interest-only, so they secured the new property now. Once their existing property sold, they paid down the bridge and refinanced the balance into permanent financing on their own timeline, no fire sale, no lost deal.
That is what a bridge is for: timing. Don’t Beg the Bank! Get funded instead.
When a Bridge Loan Is the Right Move
Bridge loans exist to solve timing problems. If you need to act before a slower source of financing can come through, a bridge keeps the deal alive. Here are the most common scenarios I fund.
Buy Before You Sell
Close on a new property now while your existing one is still on the market, then repay when it sells.
Fast-Close Opportunity
Win a time-sensitive purchase or auction where a slow bank loan would cost you the deal.
Value-Add or Reposition
Acquire and improve a property, then refinance into permanent financing once it’s stabilized.
Bridge to SBA or Permanent
Close now and take out the bridge with an SBA loan or long-term financing once it’s in place.
Unlock Equity Fast
Tap equity in a property quickly to fund another deal, a renovation, or a business need.
Avoid a Forced Sale
Buy time instead of selling at a discount under pressure, and exit on your own terms.
Bridge Loans for Almost Any Property
I arrange bridge loans across commercial, investment and 1 to 4 unit residential investment property. Pick the path that fits your deal, tap any to see the specifics, or just apply and I’ll route you.
Owner-Occupied Bridge
Bridge financing for the building your business operates from, with an SBA or permanent takeout.
See owner-occupied bridgeCommercial Real Estate
Bridge financing for office, retail, warehouse, multi-family and other commercial property.
See commercial real estateMulti-Family and Apartments
Bridge an apartment or multi-family purchase or reposition, then refinance once stabilized.
See multi-familyFix and Flip
Short-term bridge capital to buy, renovate and sell investment property, including 1 to 4 unit.
See fix and flipInvestment and Rental
Bridge financing for rentals and 1 to 4 unit investment property, single-family through fourplex.
See investment propertyConstruction and Development
Bridge a project through construction or development, then take out with permanent financing.
See constructionQualifying for a Bridge Loan Is About the Property and the Exit
Bridge lenders care most about the property’s value and your plan to exit, sale, refinance or SBA, more than about perfect credit or tax returns. That’s why a bridge can close when a bank can’t. I qualify deals honestly so neither of us wastes time.
β What matters most
- βReal estate as collateral: commercial, investment, or 1 to 4 unit investment property.
- βMeaningful equity or a strong loan-to-value position in the property.
- βA clear, realistic exit: sale, refinance, or an SBA or permanent takeout.
- βA deal that makes sense and a timeline that needs speed.
π‘ How the terms work
- βShort-term, often 6 to 60 months, typically interest-only.*
- βLoan size and leverage vary by property type and deal, from about $150K into the millions.*
- βApproval leans on the asset and the exit, not just your credit profile.
- βExact LTV, rate and term are set by the lender and the specific property.
Get Your Bridge Loan Options
A quick, no-pressure pre-qualification. I personally review every submission, no call center, no junior rep, and no selling your info to a third party.
Got it. I’m on it.
Your bridge loan request landed in my inbox. I personally review every submission and most responses go out within one business hour.
Watch for a call from me, Kevin Kermeen, I call directly, I don’t text.
Three Steps. Built for Speed.
When a deal can’t wait, neither do I. No faceless portal, no junior rep. You deal with me from application to closing.
Tell Me the Deal
Share the property, the amount and your exit plan in the quick form above.
I Match You Fast
I match you to a bridge lender who funds your property type and moves on your timeline.
Close and Exit
You close fast, hold interest-only, then exit by selling, refinancing or moving into permanent financing.
Recent Bridge Loans From My Desk
A snapshot of the bridge loans I match to lenders across the country. Every property and exit is different, yours starts with a conversation.
Buy Before Sell
A bridge that let a buyer close on a new property before their existing one sold, then refinanced.
Value-Add Multi-Family
Short-term bridge to acquire and reposition an apartment building, with a refinance exit once stabilized.
Bridge Loans to SBA
A fast close on an owner-occupied building, taken out by an SBA loan once it was in place.
How I Match Bridge Loans to the Right Lender and Exit
Bridge loans are all about speed and the exit, and not every lender funds every property type or moves at the same pace. I work with many bridge lenders, so I match your bridge loan to one that funds your property and your timeline, and I keep an eye on the exit from day one. That is the whole point of working with me.
Here is how a bridge works. It’s short-term real estate financing that gets you to closing now and buys you time to reach your permanent plan. You close fast, usually with interest-only payments to keep carrying costs low, then exit by selling the property, refinancing into long-term financing, or taking the bridge out with an SBA loan. Bridge lenders care most about the value of the property and the strength of your exit, rather than perfect credit or tax returns, which is exactly why a bridge can close when a conventional bank cannot.
Terms vary by property and deal. Bridge loans are typically short, often in the range of 6 to 60 months, usually interest-only, with loan size and leverage that depend on the property type, from roughly $150,000 into the millions for larger commercial deals. Because the specifics differ so much across commercial, investment and 1 to 4 unit residential investment property, the exact loan-to-value, rate and term are set by the lender and the property itself. That’s why matching you to the right bridge lender, and the right takeout, matters more than any single headline number.
So tell me about your property and your exit. Owner-occupied building? See owner-occupied bridge loans. Office, retail or warehouse? Commercial real estate loans. Buying and improving to sell? Fix and flip loans. Rentals or 1 to 4 unit investment property? Investment property loans, including DSCR loans and buy and hold loans for the refinance. Ground-up? Construction and development. Taking out with government-backed financing? An SBA loan. Bigger picture? See my loan programs. Don’t Beg the Bank! Get funded instead.
Sources: U.S. Small Business Administration, SBA loan programs and 504 loan program for permanent takeout financing.
Straight Answers Before You Apply
What are bridge loans?
How fast can a bridge loan close?
What are typical bridge loan terms?
What types of property can I bridge?
How do I pay off a bridge loan?
What does it cost to work with you?
A Bridge Loan Advisor Who Plans the Exit, Not Just the Close
I’m Kevin Kermeen, the nationwide commercial loan broker behind 75BizLoans.com, not a bank and not a lead-selling portal. A bridge is only as good as its exit, and a closing without a plan to refinance or sell is a trap. I match your bridge loan to a lender who funds your property and moves on your timeline, and I line up the takeout, sale, refinance or SBA, from the start. I personally review every application, I call you directly, and I never text. For permanent takeout options, see the SBA’s 7(a) loan program and its 504 loan program.
Get Funded Instead.
Banks hand out umbrellas when the sun is shining, not when you’re weathering the storm … and the right property won’t wait months for a bank to decide. I match you to a bridge loan that closes fast so you can act now … commercial, investment and 1 to 4 unit property, interest-only while you’re bridged, a clear exit by sale, refinance or SBA, and a same-day callback from a broker who reviews every deal himself.
Bridge loans are short-term real estate financing. Loan amounts, terms, rates, loan-to-value and funding speed shown reflect typical lender programs, not guarantees, and vary by lender, property type, location, equity, exit plan and borrower profile. *Terms are typically short, often 6 to 60 months, and frequently interest-only; loan size and leverage range widely by property type, from roughly $150,000 into the millions for larger commercial deals, and exact loan-to-value, rate and term are determined by the lender and the specific property. Repayment depends on a successful exit (sale, refinance or SBA or permanent takeout), which is not guaranteed. A personal guarantee may be required. Financing is for commercial, business and investment-purpose real estate, including 1 to 4 unit investment and rental property; this is not consumer or owner-occupied primary-residence mortgage lending. *No upfront fees refers to fees payable to 75BizLoans.com; I am compensated by the lender at closing. Some partner lenders may require a commitment fee or deposit upon your acceptance of their term sheet; any such fee is the lender’s, is disclosed before you commit, and is separate from any compensation to me. Final eligibility, rate, term and structure are determined by the lender. This is not a commitment to lend. Same-day approvals are common when the application reaches me before 9am Arizona Time.