Warehouse Industrial Loans
Industrial buildings move the economy. Your loan should move too.
A bank gives you an answer. As your loan broker, I give you options.
Your building stores, ships or makes something, and the bank still treats it like a mystery. I’m Kevin Kermeen, and I place warehouse industrial loans for investors and business owners nationwide. Whether you need warehouse loans for a purchase, industrial property financing for a refinance or distribution center financing for a larger asset, I take one complete file to 200+ capital partners. Don’t Beg the Bank!
Call Kevin 7 days a week (Arizona Time).
- Purchase, refinance, cash-out and bridge
- Warehouse, distribution and manufacturing
- Investor or owner occupied
- Minimum loan $150,000, up to $100 million
Warehouse Industrial Loans for Real Situations
If one of these sounds like your week, you are not the only one. Here is how I work each problem when you need warehouse industrial loans.
Your tenant’s lease is ending and the bank got nervous
The building is full today, but the main lease runs out in under two years and your bank does not want to refinance until the tenant renews.
Your business outgrew its space and the building next door is for sale
You are paying rent on one warehouse and stacking pallets in the parking lot. The building you need is on the market, and the bank wants two years of perfect returns before it commits.
You want to pull equity out of a paid-down industrial building
The property has gained value, and you want capital for the next acquisition without selling a building that performs.
Banks hand out umbrellas when the sun is shining, not when you are weathering the storm.
Call Kevin 7 days a week (Arizona Time).
How Owners and Investors Use Warehouse Industrial Loans
Most people look for warehouse industrial loans when something has changed: a purchase, a maturing note, a project that needs capital or equity they want to put to work. Here is what each situation usually needs.
Warehouse loans for a purchase
Warehouse loans for a purchase are sized on the leases, the building and your down payment. If you occupy the space, your business finances matter too.
Industrial property financing for a refinance
Industrial property financing can replace a maturing note or pull cash out of a building that has gained value, so you can expand without selling.
Distribution center financing
Distribution center financing looks at the tenant, the lease term, clear heights, dock doors and the location. I package those details the way capital partners expect.
Owner-user manufacturing buildings
If your company runs its operation in the building, warehouse industrial loans can be paired with SBA 504 or conventional owner-user structures. I explain the trade-offs in plain English.
Whatever the reason, the best warehouse industrial loans are the ones that fit your plan for the property. A loan that looks cheap on paper can cost more if the term, the prepayment rules or the reserves do not match what you are trying to do. I start with your goal, then shop the warehouse industrial loans that match it.
What Capital Partners Look At on Warehouse Industrial Loans
Every capital partner has its own guidelines, but most warehouse industrial loans are reviewed on the same core questions. Knowing them before you apply saves time and surprises.
- Leases and tenants: credit, term and rollover
- Building specs: clear height, docks, power and parking
- Location: access to highways and labor
- Occupancy: leased, vacant or owner occupied
- Environmental: past uses of the site
- Your cash in the deal: down payment and reserves
- Credit and history: personal credit, plus any past bankruptcy, foreclosure or default
- The paper trail: leases, operating statements and title
If one of these is weak, it does not automatically end the deal. It changes which capital partners fit. That is the work I do on warehouse industrial loans before your file goes out.
My Process for Warehouse Industrial Loans
- You call or click. Call Kevin 7 days a week (Arizona Time) at (480) 915-8690, or start the application. Tell me the real story of the deal, including the parts that worry you.
- You apply once. The commercial real estate loan application takes about five minutes, and estimates are fine. After you submit, you can upload documents to a secure link.
- I review the file personally. I look for what a capital partner will question and fix the story before it goes out.
- I match the deal. I take your request for warehouse industrial loans to the capital partners in my 200+ network whose guidelines fit your property, purpose and profile.
- You compare terms. I walk you through each option in plain English, including costs and conditions.
- I stay with you to closing. I stay on the file through appraisal, underwriting and closing, so you are not left chasing updates.
Call Kevin 7 days a week (Arizona Time).
Gather these first
To get a quote, capital partners usually want a mortgage statement or the purchase contract, the rent roll and leases if there are tenants, 12 months of operating history, photos of the property, a personal financial statement, a schedule of real estate owned and two months of bank statements. Don’t have everything yet? Start your application anyway. You can send the rest later.
Why Use a Broker for Warehouse Industrial Loans
A bank can only offer its own loan. A broker can compare many. I am a nationwide commercial loan broker, not a lender, and I work for you. My job is to know which capital partners are lending on warehouse industrial loans right now, and to present your deal so it gets a fair look. Don’t Beg the Bank!
“Kevin works for you, not the lender. Having your full financial picture up front lets him match you with the capital partners that fit your situation best, out of 200+, so you don’t have to apply over and over.”
- Need $150,000 or more
- Have a property, a contract or a real project
- Can share income, expenses and your financial picture
- Want options, not a single take-it-or-leave-it offer
- Need less than $150,000
- Are buying a primary residence
- Want a promise of approval before anyone sees the file
- Are not ready to share documents
Just Funded: Real Commercial Real Estate Deals
Want proof? These are real deals from my Just Funded posts. Read the full story behind each one.
Call Kevin 7 days a week (Arizona Time).
Warehouse Industrial Loans FAQ
What property qualifies for warehouse industrial loans?
Warehouse industrial loans cover warehouses, distribution centers, light industrial and manufacturing buildings, investor owned or owner occupied.
Can owner-users get warehouse loans?
Yes. Owner-user warehouse loans look at both the building and your business, and SBA 504 can be an option for long-term fixed financing on the real estate.
What does industrial property financing need for a quote?
Usually the leases or your business financials, the rent roll, operating history, the purchase contract or mortgage statement, photos and a personal financial statement.
Do you handle distribution center financing for larger buildings?
Yes. Distribution center financing for larger assets goes to capital partners who focus on that size and tenant profile, up to $100 million depending on the deal.
What is the minimum for warehouse industrial loans through you?
The minimum loan is $150,000. Loans can go up to $100 million depending on the property, the deal and your file.
Is approval certain if I apply?
No. Every file is subject to credit approval, and rates and terms depend on the property, the deal and your file. What I can promise is a personal review and a straight answer.
Do you work in every state?
Yes, I work nationwide in all 50 states. Call Kevin (480) 915-8690 to discuss your situation, 7 days a week (Arizona Time).
Other Commercial Real Estate Loans
Need a different property type? See all commercial real estate loans, or pick a program below.
Ready to Talk About Your Warehouse Industrial Loans?
A bank gives you an answer. As your loan broker, I give you options.
Tell me what the bank would not hear. I review every file personally. Call Kevin 7 days a week (Arizona Time). Don’t Beg the Bank!
Call Kevin 7 days a week (Arizona Time).
Subject to credit approval. Terms vary. This is not a commitment to lend.