Tech Company Financing
Payroll hits Friday. Burn, SaaS seats and cloud bills do not wait for the bank.A bank gives you an answer. As your loan broker, I give you options.
Your burn is real: payroll, contractors, cloud, seats and the next hire. The bank wants three years of profits and collateral you do not have. I’m Kevin Kermeen, a nationwide commercial loan broker, and I match software, SaaS, IT and tech operators to financing that looks at cash flow and growth — not a perfect bank file. One application puts your deal in front of the right capital partners from my network of 200+. DON’T beg the bank!
7 days a week (Arizona Time)
- 200+capital partners
- All 50states
- Unsecuredup to $500k*
- Same-daycallback
What Tech Company Financing Covers
Lead with working capital and unsecured options when credit fits, then equipment, SBA Express, term loans and 0% intro cards on approved credit.
Unsecured Business Loans
Best for: cash without putting up collateral
Browse unsecured term loans, lines and 0% intro cards matched to your credit and cash flow.
Unsecured Term Loan
Best for: one fixed payment, up to $500,000
A lump sum with predictable payments when your credit is 680+ and the file fits.
Unsecured Line of Credit
Best for: draw, repay, draw again
Revolving unsecured cash for inventory spikes, payroll gaps and seasonal swings.
0% Business Credit Cards
Best for: intro 0% purchasing power
0% intro business cards for inventory, build-outs and short-term cash needs when you qualify.
SBA Express Loans
Best for: faster SBA path when you qualify
SBA Express for working capital and growth when the SBA path fits your file.
SBA Loans
Best for: 7(a), 504 and Express overview
Compare SBA structures for acquisition, expansion and real estate.
Commercial Real Estate Loans
Best for: owning the building or site
CRE financing when the real estate is part of the deal.
Working Capital / LOC
Best for: payroll, burn and growth
Keep runway when MRR and invoices lag the spend.
Equipment Financing
Best for: servers, laptops, lab and office gear
Finance the kit that keeps product and ops moving.
SBA Express
Best for: growth and working capital when SBA fits
SBA Express when the file and timeline fit that path.
More SBA and Real Estate Programs
Every Industries page links the full SBA and CRE stack so you can jump to the structure that fits.
Commercial and Investment Real Estate
Commercial Real Estate Loans Multi-Family Apartment Loans Warehouse and Industrial Loans Owner Occupied Bridge Loans CRE Foreclosure Bailout Loans Investment Property LoansInvestment and Bridge
Fix and Flip Loans DSCR Loans BRRRR Loans Investment Foreclosure Bailout Loans Bridge Loans7 days a week (Arizona Time)
Picture This… Real Cash-Flow Scenes
Picture This…
FOUNDER: “MRR is climbing. Credit’s 710.”
BANK: “Come back with three years of profits.”
FOUNDER: “Payroll and cloud are due before that story exists.”
Unsecured loans: no collateral, up to $500,000, 680+ credit. See unsecured options or start your application.
Picture This…
Picture the SaaS seats and contractor invoices that cleared this week — and a growth hire waiting on cash.
That is a working-capital gap on a real tech company.
Unsecured loans: no collateral, up to $500,000, 680+ credit. See unsecured options or start your application.
Picture This…
The bank wanted hard collateral before talking equipment or a line.
As your loan broker, I look for unsecured term, LOC, equipment, SBA Express and 0% intro cards on approved credit when they fit.
Unsecured loans: no collateral, up to $500,000, 680+ credit. See unsecured options or start your application.
7 days a week (Arizona Time)
How Tech Company Financing Works With Me
Three steps. Bold titles only. Details live on the application.
- Step 1Quick Conversation
- Step 2Send Your Documents
- Step 3Approval and Funding
Business loans are normally approved in 4 hours to 3 days once your application and all documents are in. Some loans are approved and funded in 24–72 hours on select programs. SBA loans follow SBA timelines (SBA 45–60 days).
7 days a week (Arizona Time)
☂️ Banks hand out umbrellas when the sun is shining, not when you are weathering the storm.
Straight Answers Before You Apply
What is tech company financing?
Tech company financing funds payroll, burn, equipment, growth and working capital for software, SaaS, IT and technology businesses. I match you to unsecured term loans and lines when credit fits (often 680+), plus working capital, equipment financing, SBA Express and 0% intro APR cards on approved credit when those fit better. Approval is never guaranteed.
Can a startup software company get funding?
Often, yes — some paths look at credit and cash flow with no minimum time in business on select unsecured programs. I qualify the deal honestly before I send it. Approval is never guaranteed.
How fast are tech company loans?
Normally approved in 4 hours to 3 days once your application and all documents are in. Some loans are approved and funded in 24–72 hours on select programs. SBA follows SBA timelines (SBA 45–60 days). Same-day callback is available when you reach me.
What does it cost to work with you?
It depends on the loan. Some loans carry an upfront fee and some do not, and every fee, from me or a capital partner, is explained and disclosed before you commit.
Get Funded Instead
I’m Kevin Kermeen, the nationwide commercial loan broker behind 75BizLoans.com. Tech lending is about burn, payroll and growth — not waiting for a bank to like last year’s tax return. Matching you to the right capital partner is the whole point of working with me. I personally review every application. I call you directly. I never text.
A bank gives you an answer. As your loan broker, I give you options.
DON’T beg the bank!
7 days a week (Arizona Time)
Subject to credit approval. Terms vary. This is not a commitment to lend. Loan amounts, terms and funding speed depend on the capital partner, your credit, the business and the file. Unsecured programs commonly require 680+ credit and have their own limits (often up to $500,000). Sources for SBA program facts: SBA 7(a) and SBA 504.
Pre-Qualify for Tech Company Financing
Quick pre-qualification. I personally review every submission — no call center, no junior rep.
Got it. I’ll be in touch shortly.
I like to start with a phone conversation so I know how I can understand your situation and help you best. After we talk, I’ll send you an email with the loan intake form and checklist of documents you will need to start compiling.
I’ll reach out to you during my normal business hours (7am-6pm Arizona Time) from my number (480) 915-8690.
Need to talk asap? Call me at (480) 915-8690
Best Regards,
Kevin Kermeen
75BizLoans.com
Direct: (480) 915-8690
Email: Kevin@75BizLoans.com
Subject to credit approval. Terms vary. This is not a commitment to lend.