Terms of Use
Last updated: October 25, 2026
Site: https://75bizloans.com/
Operator: Kevin Kermeen, nationwide commercial loan broker operating as 75BizLoans / 75BizLoans.com
These Terms of Use (“Terms”) govern your access to and use of https://75bizloans.com/ and related content and inquiry forms. By using the site, you agree to these Terms. If you do not agree, do not use the site.
This page is not legal advice.
1. Who we are / nature of the service
75BizLoans.com is operated by Kevin Kermeen, a nationwide commercial loan broker / financing consultant based in Arizona (Scottsdale area positioning as used on the homepage). Through 75BizLoans, Kevin facilitates introductions to capital sources and arranges financing options from a network of capital partners (described on the site as 200+ capital partners).
Kevin and 75BizLoans are not the lender that funds your loan. Any loan, if offered, is made by a third-party capital partner / lender under that party’s own terms, credit box, and disclosures.
Phone: (480) 915-8690 · Email: Kevin@75BizLoans.com · Website: https://75bizloans.com/
2. No commitment to lend; approvals are never guaranteed
All discussions, quotes, term sheets, marketing content, case studies, and site copy are informational or illustrative unless a lender issues its own written commitment to you.
- Financing is subject to credit approval
- Terms vary by lender, creditworthiness, collateral, documentation, industry, and deal structure
- This is not a commitment to lend
- Approvals, rates, funding amounts, and timelines are never guaranteed
- Past funded deals (including “Just Funded” stories) describe specific closed files and do not promise similar results for you
Fees, if any, vary by loan and are disclosed before you commit, consistent with site language.
3. Site content is informational
Content on this site—including program descriptions, ranges (for example financing discussed up to $100 million on commercial and investment real estate), educational articles, and examples—is for general information. It is not:
- A loan offer or commitment
- Legal, tax, accounting, or investment advice
- A guarantee that any program is available for your situation
Product details change. Confirm current options directly with Kevin.
4. Inquiries and communications
When you submit a form or call (480) 915-8690:
- You represent that the information you provide is accurate to the best of your knowledge
- You authorize Kevin to contact you by phone about your inquiry (site practice is phone callback; Kevin’s published practice is that he calls and does not text for this relationship)
- You understand that sharing your file with capital partners happens only as you approve for evaluation of financing options
- You agree that submitting an inquiry does not create a fiduciary relationship beyond the ordinary duties of a commercial loan broker arranging introductions, and does not obligate either party to close a loan
See the Privacy Policy for how personal information is handled.
5. Eligibility
The site is intended for business owners, operators, and real estate investors seeking commercial or business financing. You must be able to enter a binding agreement under applicable law. The site is not directed to consumers seeking personal consumer loans unrelated to business or investment-property financing.
6. Intellectual property
Site text, branding, logos, layout, graphics, and other materials are owned by Kevin Kermeen / 75BizLoans or used with permission. You may view and print pages for your personal business evaluation. You may not copy, scrape, republish, or commercially reuse site content without prior written permission, except for brief fair-use quotation with attribution linking to the source page.
“Don’t Beg the Bank!” and related brand lines are used as trademarks / brand identifiers of 75BizLoans.
7. Acceptable use
You agree not to:
- Use the site for unlawful purposes
- Submit false, misleading, or fraudulent information
- Attempt to disrupt, scrape at scale, or reverse engineer the site
- Impersonate another person or misrepresent your affiliation
- Use the site to spam or harass
We may refuse service or block access if we reasonably believe these Terms are violated.
8. Third-party links and partners
The site may link to third-party sites (including government resources) or describe capital partners generally. Those parties are not controlled by 75BizLoans. Their terms, privacy practices, and credit decisions are their own. Naming a program type (for example SBA, DSCR, equipment financing) does not mean a specific lender has already approved you.
9. Disclaimer of warranties
THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, KEVIN KERMEEN AND 75BIZLOANS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF HARMFUL COMPONENTS, OR THAT ANY FINANCING WILL BE AVAILABLE OR APPROVED.
10. Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, KEVIN KERMEEN AND 75BIZLOANS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITY, ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE, INABILITY TO OBTAIN FINANCING, OR RELIANCE ON SITE CONTENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, TOTAL LIABILITY FOR CLAIMS ARISING OUT OF THE SITE OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) ONE HUNDRED U.S. DOLLARS (US $100) OR (B) THE AMOUNTS YOU PAID DIRECTLY TO 75BIZLOANS FOR BROKER SERVICES IN THE THREE MONTHS BEFORE THE CLAIM (IF ANY). SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS; IN THOSE CASES, LIABILITY IS LIMITED TO THE FULLEST EXTENT PERMITTED.
Nothing in these Terms limits liability that cannot be limited under Arizona or other applicable law (for example certain intentional misconduct, where such a carve-out applies).
11. Indemnity
You agree to indemnify and hold harmless Kevin Kermeen and 75BizLoans from claims, damages, losses, and expenses (including reasonable attorneys’ fees) arising from your misuse of the site, your submission of false information, or your violation of these Terms, except to the extent caused by our own willful misconduct where such exception is required by law.
12. Governing law and venue
These Terms are governed by the laws of the State of Arizona, without regard to conflict-of-law rules, except where federal law applies. Subject to applicable law, exclusive venue for disputes arising from these Terms or the site shall be the state or federal courts located in Arizona. You consent to personal jurisdiction there. Optional informal resolution: call (480) 915-8690 to discuss concerns before filing a formal claim.
13. Changes
We may update these Terms by posting a revised version with a new “Last updated” date. Continued use of the site after changes means you accept the revised Terms. Material changes may also be noted on the site when practical.
14. Severability and entire agreement
If any provision of these Terms is held unenforceable, the rest remains in effect. These Terms, together with the Privacy Policy and any specific written agreement you sign with Kevin / 75BizLoans or a lender, are the entire agreement regarding site use. Lender agreements control the loan itself.
15. Contact
Kevin Kermeen
75BizLoans.com — nationwide commercial loan broker
Phone: (480) 915-8690
Email: Kevin@75BizLoans.com
Arizona Time · 7 days a week
Call Kevin (480) 915-8690 to discuss your situation, 7 days a week (Arizona Time).
Subject to credit approval. Terms vary. This is not a commitment to lend.