Business Loans by Industry Nationwide, $10K to $5M
π’ Financing Built for Your IndustryI’m Kevin Kermeen, a nationwide commercial loan broker, not a bank. I match owners to lenders by industry, because a dental practice, a restaurant and a roofing crew each carry money in a completely different way, and the right loan has to fit how your business actually runs. Whether you need equipment, working capital, real estate, factoring or an acquisition, I find the lender that funds your specific industry and I review every deal myself. These are business loans by industry, built around your real cash cycle, not a one-size-fits-all bank box.
Business Loans by Industry for Equipment, Working Capital, Real Estate and Growth
Business loans by industry start from a simple truth: every industry carries money differently. A medical practice bills insurance, a restaurant lives on daily receipts, a contractor waits on draws. I match you to lenders who understand your industry’s real cash cycle, for equipment, working capital, real estate, factoring or an acquisition, instead of forcing you into a generic bank box that ignores how your business actually runs.
Equipment Financing
Finance the machines, vehicles and tools your industry runs on, with the equipment itself as collateral.
Working Capital
Cover payroll, inventory and overhead through the gap between doing the work and getting paid for it.
Invoice Factoring
Turn slow insurance, builder and commercial invoices into cash now, underwritten on your customer’s credit.
Business Line of Credit
Revolving cash for seasonal swings and busy stretches, draw only what you need when you need it.
Commercial Real Estate
Own the building your business operates in with long-term, fixed-rate SBA 504 and commercial real estate financing.
Acquisition and Expansion
Buy a practice, a location or a competitor, fund a partner buy-in, or finance a second site, often through SBA 7(a).
Business Loans by Industry, Pick Your Field
I finance owners across healthcare, food service and construction nationwide, each with its own dedicated financing built around how that industry actually carries money. Pick your field below, every link goes to financing tuned to your specific business, and if your industry is not listed yet, call me anyway… I fund far more than what is shown here.
π©Ί Healthcare and Medical
π½οΈ Restaurants and Food Service
ποΈ Construction and Contractors
Three Owners, Three Industries, One Match Each to the Right Lender
A dentist needed to buy a retiring owner’s practice, a restaurateur needed to build out a second location, and a roofer needed equipment to chase a busy storm season. Same bank answer for all three: not enough history, not the right box. Three completely different businesses, three completely different cash cycles.
They each called me. The dentist went to an SBA 7(a) acquisition loan underwritten on the practice’s cash flow, the restaurateur to a build-out and equipment package, the roofer to equipment financing plus a working-capital line. Same broker, three different lenders, each one matched to how that industry actually carries money.
That’s what financing by industry looks like. Don’t Beg the Bank! Get funded instead.
The Right Loan Program for Your Industry
Business loans by industry aren’t one product. The right structure depends on your industry and what you’re trying to do. I match you to the one that fits, tap any to explore it.
Equipment Financing
The machines, vehicles and tools your industry runs on, with the equipment as collateral.
See equipment financingWorking Capital
Cover payroll, inventory and overhead through the gap before you get paid, fast operating cash.
See working capitalInvoice Factoring
Turn slow insurance, builder and commercial invoices into cash now, on your customer’s credit.
See invoice factoringLine of Credit
Revolving cash for seasonal swings and busy stretches, draw only what you need.
See lines of creditSBA 504 and Real Estate
Own the building your business operates in with long-term, fixed-rate financing.
See SBA 504SBA 7(a) Loans
Buy a practice, location or competitor, or fund a partner buy-in, often with limited money down.
See SBA 7(a)Qualifying for Business Loans by Industry
The right lenders read your industry correctly: a busy practice, a proven restaurant or a contractor with real backlog is a strong borrower even when a generic bank box says otherwise. So a business with decent credit and provable revenue can get funded, even after a bank said no. I qualify deals honestly so neither of us wastes time.
β What helps you qualify
- βAn operating business in your industry, or a clear plan and real demand.
- βEquipment to finance against, slow invoices to factor, or steady receipts.
- βContracts, a patient base, a backlog or steady revenue a lender can verify.
- βA down payment or equipment contribution that strengthens the file.
π‘ Straight talk
- βEquipment is financed with the gear as collateral, so approvals are fast.
- βFactoring is underwritten on your customer’s credit, not just yours.
- βCredit is flexible, there’s no single hard FICO floor; stronger credit means better terms.
- βA past bank rejection does not disqualify you; your industry and revenue matter more.
Get Your Business Financing Options
A quick, no-pressure pre-qualification. I personally review every submission, no call center, no junior rep.
Got it. I’m on it.
Your financing request landed in my inbox. I personally review every submission and most responses go out within one business hour.
Watch for a call from me, Kevin Kermeen, I call directly, I don’t text.
Recent Business Loans by Industry From My Desk
A snapshot of the business loans by industry I match to lenders across the country. Every industry carries money differently, yours starts with a conversation.
Business Loans by Industry Β· Healthcare
A dentist bought a retiring owner’s practice through an SBA 7(a) loan underwritten on the practice’s cash flow.
Restaurant Β· Build-Out and Equipment
A restaurateur financed a second-location build-out and kitchen equipment into one package.
Construction Β· Equipment and Capital
A roofer financed equipment and a working-capital line to chase a busy storm season without waiting on slow invoices.
How I Match Business Loans by Industry to the Right Lender
Most banks run every applicant through the same generic box and miss what makes your industry fundable. I work with many specialist lenders, so I match your business loans by industry to the lender that actually funds your field and your goal, equipment, working capital, factoring, real estate or an acquisition, and I review the options with you before you commit.
Here’s the reality: every industry carries money in its own way, and that is exactly what a generic bank misses. A medical or dental practice bills insurance and runs on expensive equipment and a stable patient base. A restaurant lives on daily receipts, thin margins and a costly build-out. A contractor fronts payroll and materials and waits weeks on a progress draw. A bank looks backward at two years of tax returns and one rigid template and freezes when your business does not fit it. The right lenders work differently: they read your industry’s real cash cycle, finance equipment with the equipment itself as collateral, factor slow invoices on your customer’s credit, and use a working-capital line to bridge the gap between doing the work and getting paid. According to the U.S. Small Business Administration, the 7(a) program is designed precisely for this kind of equipment, expansion and acquisition financing across industries.
The right structure depends on your industry and your need. The machines, vehicles and tools your business runs on are best matched to equipment financing, where the equipment is the collateral. Slow invoices run through invoice factoring, while payroll, inventory and overhead gaps are covered by working capital loans or a business line of credit. To buy a practice, a location or a competitor, or fund a partner buy-in, an SBA 7(a) loan or broader SBA loan fits, and to own the building you operate in, an SBA 504 loan or commercial real estate loan gives long-term, fixed-rate terms.
So tell me what industry you run and what you’re trying to do. Whether you need equipment, capital to bridge the gap before you get paid, factoring on slow invoices, or financing to acquire or expand, I’ll match you to the lender most likely to fund it. Find your industry in the directory above, or compare every option on my loan programs page. Don’t Beg the Bank! Get funded instead.
Sources: U.S. Small Business Administration, 7(a) loan program and 504 loan program.
Straight Answers Before You Apply
What are business loans by industry?
Can I get funded if banks keep turning me down?
Which industries do you finance?
How do I know which loan type fits my industry?
How much can I borrow?
What does it cost to work with you?
A Broker Who Knows Which Lenders Fund Your Industry
I’m Kevin Kermeen, the nationwide commercial loan broker behind 75BizLoans.com, not a bank and not a lead-selling portal. Every industry has its own specialist lenders who understand its real cash cycle, and matching you to the right one, for equipment, working capital, factoring, real estate or an acquisition, is the whole point of working with me. I personally review every application, I call you directly, and I never text. For program details, see the SBA’s 7(a) loan program.
Don’t Beg the Bank!
Get Funded Instead.
Banks hand out umbrellas when the sun is shining, not when you’re weathering the storm … and they’ll force your business into a box that ignores how you actually operate. I match you to business loans by industry built for your field … finance the equipment, bridge the gap before you get paid, factor the slow invoices, or fund the acquisition, and get a same-day callback from a broker who reviews every deal himself.
Loan amounts, terms, rates and funding speed shown reflect typical lender programs, not guarantees, and vary by lender, creditworthiness, business and job performance, collateral and structure. Business financing generally ranges from $10,000 to $5 million depending on the industry and need. *Equipment is commonly financed with the equipment itself as collateral; SBA loans follow standard SBA timelines and eligibility, and factoring is underwritten substantially on the creditworthiness of the borrower’s customer rather than the borrower’s prior business history. Credit is considered along with other factors; there is no single hard minimum FICO simply to apply, but stronger credit supports better rates and terms, and not all applicants are approved. *No upfront fees refers to fees payable to 75BizLoans.com; I am compensated by the lender at closing. Some partner lenders may require a commitment fee or deposit upon your acceptance of their term sheet; any such fee is the lender’s, is disclosed before you commit, and is separate from any compensation to me. Final eligibility, rate, term and structure are determined by the lender. This is not a commitment to lend. Same-day approvals are common when the application reaches me before 9am Arizona Time.