Medical Imaging Financing Nationwide for Imaging Centers, $10K to $5M
📡 Financing Built for ImagingI’m Kevin Kermeen, a nationwide commercial loan broker, not a bank. Medical imaging financing funds the equipment a bank won’t, MRI, CT, X-ray, ultrasound, PET and mammography, plus opening or building an imaging center. Whether you’re a radiology group adding a machine or launching a new center, I match you to lenders who finance high-dollar imaging equipment, by lease or loan, often with the machine as the collateral.
Medical Imaging Financing for Every Modality and Project
Whether you’re adding a single machine, replacing aging equipment, or building a full imaging center, there’s a path built for it. Here’s what medical imaging financing commonly covers across every modality.
MRI and CT Scanners
Finance or lease high-dollar MRI and CT systems, new or refurbished, with the equipment itself as collateral.
X-Ray, Ultrasound and PET
Fund digital X-ray, ultrasound, mammography, PET and nuclear imaging, single units or a full suite.
Mobile Imaging Units
Finance mobile MRI, CT and X-ray units and the vehicles, ideal for multi-site and rural coverage.
Upgrades and Replacements
Replace aging machines or upgrade to higher-field systems while preserving cash and managing depreciation.
Imaging Center Build-Out
Open or expand a center. Finance shielding, the suite build-out, IT and the real estate behind it.
Center Acquisition and Working Capital
Buy an existing imaging center, or cover payroll and operating costs while volume ramps.
A Radiology Group Added an MRI the Bank Took Too Long to Approve
A radiology group needed to add an MRI to keep up with referral volume, a high-dollar machine with a manufacturer slot they had to claim quickly. The bank wanted a long review the schedule could not wait for.
They called me. I matched them to an equipment financing package that used the MRI itself as collateral, structured as a lease-to-own so the new machine’s scan revenue helped cover the payment from day one. It funded quickly, they claimed the manufacturer slot, and the MRI was generating revenue within weeks.
That’s what the right match looks like for an imaging center. Don’t Beg the Bank! Get funded instead.
How I Fund Imaging Centers, the Right Tool for Each Need
Medical imaging financing isn’t one product. The right structure depends on whether you’re adding a machine or building a center. I match you to the one that fits, tap any to explore it.
Equipment Financing and Leasing
The primary vehicle for imaging, finance or lease MRI, CT, X-ray and more, with the machine as collateral.
See equipment financingSBA Loans
Opening or buying a full imaging center? SBA 7(a) funds the business, equipment and working capital together.
See SBA loansSBA 504 and Real Estate
Own the imaging center building with long-term, fixed-rate commercial real estate financing.
See SBA 504Bridge and Fast Close
Manufacturer slot or lease on the clock? Short-term bridge options to move before the window closes.
See bridge loansWorking Capital
Cover payroll, supplies and the ramp-up months before scan volume stabilizes.
See working capitalLine of Credit
Revolving capital for the ups and downs of running a practice, draw only what you need.
See lines of creditQualifying for Medical Imaging Financing
Medical imaging financing is different from a generic business loan, because the equipment itself is valuable collateral. Lenders know an MRI or CT holds its value and generates revenue, so a center with strong credit and solid scan volume, or a credible plan, is a strong borrower. I qualify deals honestly.
✅ What helps you qualify
- ✔An imaging center, radiology group or physician practice adding imaging.
- ✔Strong personal credit, the foundation for a new dentist with limited history.
- ✔For acquisition: a practice with solid, documented cash flow.
- ✔A down payment or contribution, which a parent or family member can help with.
💡 Straight talk
- →Equipment financing uses the machine as collateral, so approval leans on the asset and your credit.
- →Lease or loan, I’ll show you both so you can weigh cash flow against ownership.
- →Credit is flexible, there’s no single hard FICO floor; stronger credit means better terms.
- →New and refurbished equipment can both be financed; refurbished often stretches your budget further.
Get Your Medical Imaging Financing Options
A quick, no-pressure pre-qualification. I personally review every submission, no call center, no junior rep.
Got it. I’m on it.
Your medical imaging financing request landed in my inbox. I personally review every submission and most responses go out within one business hour.
Watch for a call from me, Kevin Kermeen, I call directly, I don’t text.
Recent Medical Imaging Financing From My Desk
A snapshot of the medical imaging financing I match to lenders nationwide, machine by machine. Every dentist and practice is different, yours starts with a conversation.
Medical Imaging Financing · Equipment
A radiology group financed a new MRI as a lease-to-own, with the machine as collateral and revenue covering the payment.
Imaging Center Build-Out
A new center funded shielding, suite build-out and a CT scanner in one structure, opening on schedule.
Refurbished Upgrade
A clinic financed a refurbished CT to replace an aging unit, stretching the budget and preserving cash.
How I Match Medical Imaging Financing to the Right Lender
Not every lender finances high-dollar imaging, and the ones that do compete hard for good centers. I work with many, so I match your medical imaging financing to the lender that funds your modality and your goal, a single machine, a full suite, or a new center, by lease or loan, and I review the options with you before you commit.
Here’s the reality for an imaging center. The machines are expensive, an MRI or CT can run hundreds of thousands to a few million, but they hold value and generate revenue, which makes them ideal collateral. That is why medical imaging financing usually runs through equipment financing or leasing, where the machine secures the deal and the scan revenue helps cover the payment, rather than a slow general bank loan. Lease structures can preserve cash and help with depreciation; loans build ownership and equity. I show you both. For a full center, an SBA loan can wrap the equipment, build-out and working capital together. According to the U.S. Small Business Administration, the 7(a) program supports this kind of business equipment purchase, build-out and expansion.
The right structure depends on what you’re doing. A single machine or a full suite is best matched to equipment financing, where the equipment is the collateral. Opening or buying a full center usually runs through an SBA 7(a) loan, with broader options across the SBA loan programs. To own the building, an SBA 504 loan or commercial real estate loan gives long-term, fixed-rate terms. A manufacturer slot or lease on the clock points to bridge loans, and the ramp-up months are covered by working capital loans or a business line of credit.
So tell me which modality you need and whether you’re adding a machine or building a center. I’ll tell you honestly which medical imaging financing structure fits, lease or loan, match you to the lender most likely to approve it, and stay with you through closing. Other healthcare providers, see my healthcare business loans hub, or compare every option on my loan programs page. Don’t Beg the Bank! Get funded instead.
Sources: U.S. Small Business Administration, 7(a) loan program and 504 loan program.
Straight Answers Before You Apply
What is medical imaging financing?
Should I lease or finance imaging equipment?
Can I finance refurbished imaging equipment?
Can I finance a full imaging center, not just a machine?
How much can I borrow for medical imaging?
What does it cost to work with you?
A Broker Who Knows Which Lenders Fund Imaging
I’m Kevin Kermeen, the nationwide commercial loan broker behind 75BizLoans.com, not a bank and not a lead-selling portal. Imaging equipment lending has its own specialist lenders, and matching you to the right one, for a single machine, a full suite or a new center, by lease or loan, is the whole point of working with me. I personally review every application, I call you directly, and I never text. For program details, see the SBA’s 7(a) loan program.
Don’t Beg the Bank!
Get Funded Instead.
Banks hand out umbrellas when the sun is shining, not when you’re weathering the storm … and they’ll stall an equipment slot you can’t afford to lose. I match you to medical imaging financing built for your project … finance or lease the machine, open or buy a center, own the building, and get a same-day callback from a broker who reviews every deal himself.
Loan amounts, terms, rates and funding speed shown reflect typical lender programs, not guarantees, and vary by lender, creditworthiness, practice performance, collateral and structure. Medical imaging financing generally ranges from $10,000 to $5 million depending on the equipment and project, and larger deals are possible. *Practice acquisition and startup are commonly financed through SBA 7(a); SBA loans follow standard SBA timelines and eligibility, and “no two years of history needed” refers to acquisition loans underwritten on the target practice’s cash flow rather than the borrower’s prior business history. Credit is considered along with other factors; there is no single hard minimum FICO simply to apply, but stronger credit supports better rates and terms, and not all applicants are approved. *No upfront fees refers to fees payable to 75BizLoans.com; I am compensated by the lender at closing. Some partner lenders may require a commitment fee or deposit upon your acceptance of their term sheet; any such fee is the lender’s, is disclosed before you commit, and is separate from any compensation to me. Final eligibility, rate, term and structure are determined by the lender. This is not a commitment to lend. Same-day approvals are common when the application reaches me before 9am Arizona Time.