Business Loans Nationwide
DON’T beg the bank!You have a business to run, and the bank keeps asking for one more document and one more month. I’m Kevin Kermeen, a commercial loan broker in Scottsdale, Arizona, and I arrange business loans nationwide with 200+ capital partners. Small business loans, startup business loans, SBA, equipment, working capital and commercial real estate up to $100 million. One application, a personal review, and real options for your business.
Call Kevin 7 days a week (Arizona Time).
Banks hand out umbrellas when the sun is shining, not when you are weathering the storm.
Business Loans Nationwide for Real Situations
If one of these sounds like your week, you are not out of options. You may just be at the wrong door. Here is how business loans nationwide solve the problems I hear about every week.
The bank said no, or worse, said nothing.
You waited weeks for a loan committee and got a form letter. That is one lender’s answer, not the market’s.
What I do: I take the same file to the capital partners whose guidelines actually fit it.
You found the business you want to buy.
The seller is ready, the numbers work, and the clock is running on your purchase agreement.
What I do: I structure SBA 7(a) buyouts and private acquisition financing around the deal you found.
Your customers pay in 60 days. Payroll is Friday.
You are growing, and the growth is eating your cash.
What I do: Working capital, a line of credit or invoice factoring can close the gap between work and payment.
Your loan is maturing and the bank won’t renew.
The property is fine. The bank’s appetite changed.
What I do: Bridge and permanent options can refinance the note or pull cash out of the equity you built.
You are starting out and the bank wants two years of returns.
You have the plan, the experience and the credit, but no history yet.
What I do: Startup options for business loans nationwide based on your personal credit, an SBA startup loan or buying an existing business.
Your equipment just quit, or you need more of it.
Every day without the machine costs you jobs.
What I do: Equipment financing uses the equipment itself as collateral, so you keep your cash working.
Call Kevin 7 days a week (Arizona Time).
Small Business Loans and Commercial Loan Programs
Every amount below is a program range, not an offer. Your amount depends on your credit, cash flow, collateral and the deal. These are the business loans nationwide owners ask me about most.
Commercial Real Estate
Office, retail, industrial, warehouse, multifamily and mixed-use. Purchase, cash-out refinance, bridge or construction. My specialty.
See commercial real estate loans →Investment Property
Fix and flip, buy and hold, DSCR rental and bridge. Select programs finance up to 90% of the purchase and 100% of the rehab, within the capital partner’s after-repair value limits. Stronger credit means better terms.
See investment property loans →SBA 7(a) and 504 Loans
Government-backed loans with long terms and lower down payments. SBA 7(a) goes up to $5 million; 504 projects for owner-occupied real estate and equipment can be larger.
See SBA loans →Bridge and Construction
Short-term and bridge financing for ground-up construction, major renovations, lease-up and acquisition-rehab projects nationwide.
See bridge loans →Equipment Financing
Finance or lease heavy equipment, fleet vehicles, medical devices and technology, with the equipment as collateral.
See equipment financing →Working Capital
Operating capital for payroll, inventory, marketing or unexpected costs. Business loans can be approved and funded fast. How fast mostly depends on how quickly you send the financials and documents requested.
See working capital →Business Line of Credit
Revolving capital you draw on as needed, then repay and reuse. Flexible access for the ups and downs of business.
See lines of credit →Business Acquisition
Buying a business, a franchise or a partner’s share? I structure SBA 7(a) buyouts, add SBA 504 for any real estate in the deal, and take larger acquisitions to private capital partners.
See acquisition options →All Small Business Loans
Franchise, startup, invoice factoring, unsecured term loans and more loans for small businesses nationwide. Not sure which fits? Start here and I will route you.
See all loan programs →Business Loans Nationwide Across Almost Every Industry
I work with owners in almost every industry. If you do not see yours, call me and tell me about your business. Every file is reviewed on its own merits, and business loans nationwide are available to owners in all 50 states.
Startup Business Loans: Real Options for New Businesses
Startups are part of business loans nationwide too. Most working capital and line of credit programs want at least 4 to 6 months of deposits, so a brand new business usually starts with one of these options instead. I will tell you which ones fit before you apply.
Unsecured Term Loan (Business Start-Up to Grow Your Business)
$50K to $500K based on strong personal credit and personal income, with no minimum time in business.
See the Unsecured Term Loan →0% Business Credit Cards
0% intro APR for 6 to 12 months if you qualify, then the issuer’s standard rate. Strong personal credit required.
See 0% business credit cards →SBA Startup and Franchise Loans
SBA 7(a) can fund a new business or franchise when you bring equity, a solid plan and industry experience.
See SBA startup loans →SBA Microloans
Up to $50,000 through SBA nonprofit intermediaries, per the SBA microloan program.
See SBA microloans →Equipment Financing
The equipment is the collateral, and some programs consider newer businesses.
See equipment financing →Buy Instead of Build
Buying an existing business gives you cash flow on day one, and lenders can underwrite its history.
See acquisition options →Startup business loans depend heavily on your personal credit, your cash in the deal and your experience. If the timing is not right yet, I will tell you what to fix first.
How I Work as Your Commercial Loan Broker
A bank can only offer its own loan. As your broker, I compare many, and I work for you. This is how business loans nationwide come together on my desk.
You call or apply
Call Kevin 7 days a week (Arizona Time) or start the application. Tell me the real story, including the parts that worry you.
I review it personally
I look at your file the way a capital partner will and fix the story before it goes out.
I match your deal
I take one complete file to the capital partners in my 200+ network for business loans nationwide whose guidelines fit.
You compare options
I explain each option in plain English, including costs and conditions.
You choose
No pressure. You pick the option that fits your business, or you walk away.
I stay to closing
I stay on the file through underwriting and closing, so you are not chasing updates.
Don’t Beg the Bank! Let the right capital partner compete for your deal.
Just Funded: Real Deals Behind My Business Loans Nationwide
Want proof? These are real deals from my Just Funded posts. Read the full story behind each one and see how business loans nationwide work for owners like you.
Call Kevin 7 days a week (Arizona Time).
Business Loans Nationwide FAQ
What are business loans nationwide through 75BizLoans.com?
I am a commercial loan broker who arranges business loans nationwide in all 50 states. I match your file to capital partners from my 200+ network, and business loans nationwide range from $10,000 to commercial real estate loans up to $100 million.
Are you a bank or a direct lender?
No. I am a loan broker. Capital partners make the credit decision and fund the loan. I review your file, match it to the right capital partners and stay with you to closing.
Can a new business get startup business loans?
Yes, when the fit is right. Common options include the Unsecured Term Loan based on strong personal credit, 0% business credit cards if you qualify, SBA startup and franchise loans and SBA microloans. Most working capital programs want at least a few months of deposits.
How long does funding take?
It depends on the program. Business loans can be approved and funded fast. How fast mostly depends on how quickly you send the financials and documents requested. SBA and commercial real estate loans follow longer timelines.
What credit score do I need?
It depends on the program. Some working capital and equipment programs look mainly at revenue and the collateral, while unsecured term loans and business credit cards need strong personal credit. I will tell you which programs fit your score.
How much can I borrow?
Small business loans start around $10,000. Business acquisitions can reach $10 million or more, and commercial real estate can reach $100 million. Business loans nationwide are sized on your credit, cash flow, collateral and the deal.
What does it cost to work with you?
It depends on the loan. Some loans carry an upfront fee and some do not, and every fee, from me or a lender, is explained and disclosed before you commit.
Is approval certain if I apply?
No. Every file is subject to credit approval, and terms depend on your business and the deal. What I can promise is a personal review and a straight answer on business loans nationwide.
Ready to Talk About Your Business Loans Nationwide?
A bank gives you an answer. As your loan broker, I give you options.
Tell me what the bank would not hear. Business loans nationwide start with one phone call. I review every file personally. Don’t Beg the Bank!
Call Kevin 7 days a week (Arizona Time).
Subject to credit approval. Terms vary. This is not a commitment to lend.